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learn how to legally reduce or eliminate your IRMAA

IRMAA is going to wreak havoc on Baby Boomers’ retirements. Don’t let your retirement become one of the casualties.

Have you received an IRMAA letter? If so, you are probably looking for answers. Or perhaps you are planning your retirement and are curious about what IRMAA is and if it’ll affect you.

Either way, you are probably feeling apprehensive about the future. You might be asking questions such as, “What is IRMAA? How much is IRMAA going to cost me?” and most importantly, “How can I avoid paying IRMAA?”

If you are looking for answers about IRMAA, you’ve come to the right place. At IRMAA Solutions, we help retirees who are subject to IRMAA save their money and peace of mind by predicting future Medicare costs and creating IRMAA exempt retirements.

What is IRMAA?

IRMAA is an additional surcharge added onto the monthly Medicare premiums of “wealthy” individuals.

Why does it exist?

Why does it exist?

Medicare is not free. Every month there is a premium that must be paid to remain in the program. These premiums are paid by taking money from your Social Security benefits. Despite these premiums, Medicare still struggles with funding. To help fund the Medicare program, the government introduced IRMAA (Income Related Monthly Adjustment Amount). With IRMAA, people who earn “too much” taxable income pay higher premiums. Depending on your income, your premiums can be over 3x higher than the standard premium!

What does it mean for you?

What does it mean for you?

IRMAA does not bode well for retirements. If you are required to pay IRMAA, your Medicare premiums can devour large portions of your social security benefits. In some cases, they can consume all your social security benefits and leave you owing the government more money!

Because of how devastating IRMAA can be, it is imperative that you determine if IRMAA will apply to you. If it will, you need to know how much IRMAA will cost you and begin taking steps to avoid IRMAA.

Do you want to know if you’ll be subject to IRMAA? Find out with a free IRMAA test!

The solution to IRMAA is the Medicare IRMAA Calculator™

This revolutionary software will project your future Medicare premiums, show how they’ll affect your Social Security, and let you safely explore IRMAA exempt retirement strategies that’ll reduce your premiums.

The calculator is accurate, affordable, and easy to use. The only thing you need to do is fill in some information such as name, retirement income sources, and tax status. From there the calculator compares your information to thousands of data points, performs the appropriate calculations, and returns an easy-to-read report of your future financial situation.

If you are required to pay IRMAA, your retirement is in danger. Using Medicare IRMAA Calculator™ is the easiest way to escape the retirement-killing clutches of IRMAA. It can save your money, your peace-of-mind, and very likely your future.

If you are subject to IRMAA, the time to act is now! Get Medicare IRMAA Calculator™ and save your retirement today.

Using this software is a breeze.

Step 1

Fill in some basic information

Step 1

Step one is to sit down with your client and fill in some basic information. This information includes things like name, retirement income sources, and tax filing status. This step generally takes less than 10 minutes to complete. After you have filled in the information, your part is done! No need to learn a new skill set here!

Step 2

Medicare IRMAA Calculator

Step 2

The Medicare IRMAA Calculator software then takes that information and compares it against thousands of up-to-date data points. It selects all applicable data, runs its calculations, and returns an easy-to-read projection of your client’s retirement income and how it’ll be affected by Medicare premiums and IRMAA brackets.

Step 3


Step 3

From there you can effortlessly manipulate the scenario with the click of a button. You become the master as you create and view different outcomes by experimenting with variables such as alternative retirement vehicles and withdrawal amounts.

Do you want to see just how simple to use this software really is?

This software is used by financial advisors in some of the world’s largest firms. Check out what they had to say.

With the Medicare IRMAA CalculatorTM, you can expect to:

Don’t let IRMAA wreck your retirement. Get Medicare IRMAA Calculator™ and build an IRMAA proof future today!